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Make A Fresh Start With A Minimal Asset Process (MAP)MINIMAL ASSET PROCESS

The Minimal Asset Process (MAP) is a cheaper and more straightforward alternative to sequestration bankruptcy, and is available to people living in Scotland. If you are struggling to repay your debts in a reasonable amount of time, the Minimal Asset Process could be the right solution for you. Here at Council Tax Advisors Scotland, we deal with many clients across the country, helping them to take control of their debts and finances, and to face a better future.

Write Off Problem Debts – Here’s How It Works

With a MAP, you could effectively write off your debts and have a fresh start with your finances. This type of solution is aimed at those with no or few assets, and who are on a low income.

Most unsecured debts can be included in a MAP, so if you are having problems paying Council Tax arrears, loan payments or credit card bills, this could be the right solution for you. It’s important also to remember that a MAP isn’t necessarily an easy way out of debt problems, and it will appear on your credit file for six years, and make obtaining credit much harder during this time. You should also be aware that your name will be added to a public register for a period of five years.

How To Get Started

It costs just £90 to apply for MAP, compared to around £200 for bankruptcy. There are no reductions to this amount, and the full sum is payable before a MAP can begin. We are here to give you all the advice and assistance you may need throughout the process, and we will review your situation in detail to make sure a MAP is the right solution for you.

There are certain conditions of a MAP, and these are:

  1. You cannot have assets totalling more than £2,000, but you can own a vehicle up to £3,000 in value so long as it is for essential purposes.
  2. You must not be a homeowner, or own land and have no money left to repay your debts.

We would be delighted to tell you more about MAP, and how it could be the perfect solution to your debt crisis. Whether you are struggling with Council Tax payments, or any other payments, our experts are on hand to assist.

Ask Our Experts About MAP Today? Don’t Keep Drowning In Debt

Debt problems can take over your life, and can be all you think about. It doesn’t have to be that way. At Council Tax Advisors Scotland, we excel in matching our customers with the most suitable and affordable debt solutions. Call us today to get started. It could be the best call you make.


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What Our FREE Expert Professional Advice OffersWhat We Offer

  • Council Tax Help

    Every year we help 1000s of people deal with sheriff officers and debt. Get in touch with our Specialists Advisors today for FREE impartial advice

  • Council Tax Arrears

    We offer free advice on how to deal with your Council Tax Arrears. We mediate with the sheriff officers and council to establish an affordable,sustainable repayment plan.

  • Wages Arrestment

    Our specialist team can help with the threat or action of Wages Arrestment. Don’t fret, get in touch with our expert advisors today for FREE advice.

Here is what some of our CUSTOMERS have to say 5 STAR Reviews


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Council Tax Advisors Scotland is rated 4.94 stars by based on 52 merchant reviews

4.94 / 5 Rating
52 Reviews
I was unaware of ways to pay back the Council tax arrears. They helped me understand my financial situation. They suggested me to pay the bill monthly or weekly at the council office. Now I know all the dos and don’ts of my financial strategy.
Too much relaxed only for theCouncil tax advisors Scotland.Received the best services and solutions ever. Thank You for helping me out of the critical debt issues.
Great team of workers. Massive support!